Pre-Approval Steps
Apply for preapproval and you could negotiate a better price.
Step 1
Gather Information
We’ll need current housing, employment and income, trade-in vehicle details, total amount to finance and term
- Contact information for applicant and co-applicant
- Current housing, employment and income information for applicant and co-applicant
- Amount you expect to finance (including vehicle purchase price, taxes, tags, title and warranty, less any down payment)
- Trade-in information
- Length (term) of the loan you want
- Check out our auto rates and loan options
Step 2
Submit Application
Simply apply online for instant approval or by phone at 800-268-6928 – either way it’s fast and easy, and we’ll get you an answer quickly.
Step 3
Receive Your Loan Check
- Once approved, we’ll issue a check with the funds.
- Pick up the loan check at one of our branches or at our Operations Center
- We can overnight the check for a $35 fee (most popular option) or we can wire transfer funds for $25
- There’s always the US Mail option, too.
You can also get Credit Union financing directly at participating dealers. Simply fill out the paperwork and once approved funds will be sent electronically to the dealer.
Gathered your information and ready to apply?