- Homebuying
Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won't pay for your new house in cash. Like millions of Americans, you'll take out a mortgage.
- Children
One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what’s the best way to do an allowance?
- Auto
You’ve heard it said a car depreciates in value as you soon as you drive it off the lot. In fact, according to ConsumerReports, it’s the biggest cost of owning a car. But even if you don’t care about depreciation and plan on keeping your car until it’s good for nothing except scrap metal, you’ll still be facing the many costs of ownership.
- Credit Scores
The first step is to download free copies of your credit report from the three main credit bureaus: Equifax, Transunion, and Experian. You can request your copies at annualcreditreport.com
- Auto
Keep an eye out for factors in the market that may make vehicle trade-in values go up. For instance, natural disasters that affect manufacturing sometimes may increase car values. No matter what the situation, there are always a few things you can do to improve your trade-in value.
- Financial Security
“Phishing” involves fraudulent Internet spam, pop-up messages and e-mail that try to lure personal information from unsuspecting victims. According to the Federal Trade Commission (FTC), phishers send an email or pop-up message claiming to be from your credit union or another institution you do business with, asking you to update or validate your personal and account information.