- Credit Scores
The first step is to download free copies of your credit report from the three main credit bureaus: Equifax, Transunion, and Experian. You can request your copies at annualcreditreport.com
The first step is to download free copies of your credit report from the three main credit bureaus: Equifax, Transunion, and Experian. You can request your copies at annualcreditreport.com
Keep an eye out for factors in the market that may make vehicle trade-in values go up. For instance, natural disasters that affect manufacturing sometimes may increase car values. No matter what the situation, there are always a few things you can do to improve your trade-in value.
“Phishing” involves fraudulent Internet spam, pop-up messages and e-mail that try to lure personal information from unsuspecting victims. According to the Federal Trade Commission (FTC), phishers send an email or pop-up message claiming to be from your credit union or another institution you do business with, asking you to update or validate your personal and account information.
A credit score is a three-digit number that is a fast objective estimate of your credit risk based on a snapshot of your credit report at a particular moment. Lenders use this number to make a prediction about how you will behave in the future.