- It's a Money Thing
- Credit Scores
These tips and FAQs are designed to help you see your credit report as a useful financial tool.
- Credit Scores
“It is shocking how little Americans know about their credit,” said John Danaher, president of TrueCredit.com. “Good credit is a cornerstone of your financial profile, enabling you to finance major purchases, such as a home, education, or car…Not knowing about your credit can expose you to higher interest rates, which translates into less money in your pocket at the end of the day.”
- Credit Scores
The first step is to download free copies of your credit report from the three main credit bureaus: Equifax, Transunion, and Experian. You can request your copies at annualcreditreport.com
- Credit Scores
A credit score is a three-digit number that is a fast objective estimate of your credit risk based on a snapshot of your credit report at a particular moment. Lenders use this number to make a prediction about how you will behave in the future.