Back to Blog Home

How to Make Your Credit Work for You

Credit is the ability to borrow money and repay it later.

When people talk about having “good” or “bad” credit they’re usually talking about their credit history or scores. Knowing how credit histories, reports, and scores work can help you take steps to build a positive record. 

That positive record can help you reach your goals by potentially lowering costs for borrowing money and paying deposits on utilities and cell phones. It can also reduce barriers to housing and employment.

Learn how to improve, build, and more about your credit by visiting the link below! 

CFPB Your Money Your Goals Credit Booklet