Guaranteed Asset Protection (GAP)

As careful as you might be, your vehicle is never 100% safe. If it's stolen or damaged beyond repair, GAP coverage fills in where insurance falls short.

Add a layer of low-cost coverage

Worry-free travel
GAP doesn't replace traditional insurance - it's extra protection that prevents major financial loss.
Driver-friendly price
Coverage costs $499 and can simply be rolled into your regular loan payments.
Good for any vehicle
GAP can be purchased for new and used cars, trucks and SUVs.

A bad accident doesn't have to put a big dent in your finances

If your vehicle is stolen or totaled in an accident, your auto insurance policy may not cover the entire amount left on the loan balance. GAP coverage is designed to fill in that financial gap, which sometimes can amount to several thousand dollars, so you're not stuck paying for a vehicle you can't drive.

  • Protect yourself, and your credit rating, from significant loss if your car is stolen or totaled in an accident
  • Available for new and used vehicles
  • Covers insurance deductible to 130% loan-to-value
  • Low, one-time cost of $499 can be added to your loan for just a few dollars a month
  • Available at the origination of a Dominion Energy Credit Union vehicle loan
  • GAP can also be added to existing DECU Auto Loans and motorcycle, boat, and RV loans

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Whether you are looking for a new or used vehicle, our highly competitive rates and fast approvals will get you behind the wheel in no time.

Dominion Energy Credit Union, headquartered in Richmond, Virginia, is a full-service financial institution that serves Dominion Energy employees and offers competitive rates on auto loans and other vehicle loans.